Overdraft Protection
Services
Tailored Coverage
We understand life happens, that’s why Everest FCU offers personalized overdraft protection for your checking account, ensuring you’re covered when unexpected expenses arise that’s beyond your balance. Your overdraft limit is customized based on your bank statements and banking relationship with EFCU, providing a safety net that fits your financial situation needs.
Transparent Fees
We believe in transparent pricing. Our overdraft protection comes with clear, upfront fees based on the overdraft amount, outlined in our fee schedule. No hidden charges, just straightforward terms to keep you informed. Better the history of non-negative balance, lower the price.
Interest Management
Once Everest FCU covers the overdraft fees, members are subject to interest charges if the overdraft amount isn’t repaid within a specified timeframe based on agreement during signup. We encourage responsible account management to avoid unnecessary interest accrual.
Seamless Support
Our dedicated support team is available 24/7 to assist with any questions or concerns regarding your overdraft protection or account management. With EFCU, you have reliable support at your fingertips whenever you need it.
Enroll Today
Don’t let unexpected expenses disrupt your financial peace. Enroll in EFCU’s overdraft protection program today for tailored coverage, transparent fees, and seamless support.
” Contact us to learn more and safeguard your finances with confidence. “